i want somebody to balance my checkbook and pay bills

#I want somebody to balance my checkbook and pay bills full

My husband & I have been renting for 4 years(current rent is $1095) and have recently started to build a home for ourselves & our two boys, ages 3mths & 3 yrs. Of course, this is simply a suggestion, and encouragement. Our God understands sacrifice, and will reward your trust and obedience, whether through money, peace in your soul, or something beautiful somewhere in between. Spend time in prayer asking God where He wants you to place his resources, and start sending a $70 check. My recommendation for you, should you choose to heed, is to research a few missionary organizations, local shelters, etc. He will feed, clothe, care for, and lavish gifts upon you at a time that He sees fit. The best way you can do this with little monetary resources is to spend time in prayer.Īnother school of thought, and where I tend to stand, is that tithing that first ten percent is more about trusting that God cares for you so much more than you know.

Therefore, it’s not about giving your first $69.40 to a church, but giving freely (past 10%) of your time, money, heart, resources, etc. One take is that tithing is less about your money and more about the principle of understanding that everything you have, time, energy, earthly resources, belongs to the Lord, and you are a steward of those things. Sharron, As a christian, I d like to share with you a few schools of thought on tithing. It helped me to not stress out over the extra two payments. Other than checking my e-mail I never have to concern myself with these two bills. The two bills then got set up as auto-pay bills, so I never have to worry about being late with a payment and I get e-mail notices each time there is money deposited or withdrawn. Anyway, I opened up a savings at the credit union, no monthly fee, and I have the money direct deposited into that account to cover the two school loans.

#I want somebody to balance my checkbook and pay bills full

I had to put my 2004 Saturn Ion up as collateral and it was not worth enough for me to get the full amount refinanced. I made the mistake of refinancing one of the loans to get the interest rate cut in half, but that left me with two monthly bills instead of one for school loans, because I was not able to refinance the entire $16,000.00, I was only able to refinance $6,000.00. Now I have $16,000.00 in student loans that I have to repay. I recently had to add two monthly bills to my list of bills I already had because I went back to school. savings accounts) to balance this out as best as possible. Use the bills that don’t have a due date (i.e. If your monthly bills total $2000, then you will want to pay as close to $1000 worth of bills on the 15th and $1000 worth on the 1st. Figure out what your monthly dollar amount needed for bills is and divide it by 2. This will give each bill at least a week to get to you through the mail.Ĥ. And on the 1st of the month you would pay the bills due from the 7th -21st. I recommend the 2 days you when you get paid (if you receive a regular bi-monthly check).Īssuming the days you get paid are the 1st and 15th – you would then take all of your bills due the 22nd through the 6th and pay these on the 15th. Decide on 2 days per month that you will pay your bills

If there is not a due date just leave it blank.Ģ. Next to each one write the day that it is due. And of course, if you want to save even more time, use your bank’s online bill pay.Ĥ Steps to Manage your Bills 1. Rather than sporadically paying them as they come in or checking a pile on your desk every few days, you should be able to designate 2 days a month to pay your bills. Why not implement the same type of planning to the paying of your bills?

It requires a grocery list and a bit of foresight, but it saves you hours throughout the week by NOT having to go back to pick up missed items.

Most credit card companies charge something like $40 each time it is late as well as jacking up your interest rate to 25%.Īnyone who has ever forgotten to get something from the grocery store realizes that it requires a lot less time to buy everything one day than having to go get something as you need it. It goes without saying that paying bills late (especially for credit cards) is terribly expensive. Back in those days when I lived in financial chaos, I didn’t have a system in place to help me remember to pay my bills.įor me this was just like playing roulette with my bills – I remembered to pay them sometimes and sometimes I would forget. My hunch is that most late-fees occur for that same reason.